There are many milestones in life – completing college, getting married, celebrating a big birthday, and becoming a parent are just some of the “big” things that happen in life. One of the other monumental things that happens for many individuals and families is buying a home. Becoming a homeowner is exciting and it comes with several benefits. If you are considering what it will take to buy a home, consider some of these benefits to factor into your decision.
#1: Buying a home gives you a chance to put your unique stamp on something.
Your home is uniquely yours. You can customize it according to your one-of-a-kind personality and style. Decorating it, designing it, and keeping it well-maintained will help keep you happy.
#2: Buying a home means you are a part of a neighborhood.
When you buy a home, you become a part of the neighborhood as a whole. Establishing a strong connection with neighbors, neighborhood associations, and the overall city means that you get to build a sense of belonging as an individual and even for the friends and family that visit your home.
#3: Buying a home is an investment for the future.
Homes on average appreciate annually, which is an automatic investment for your future. Each month builds equity and you can use that equity if needed to remodel your home, pay off other debt, send kids to college, or put down on another home that you can use as a vacation spot or as a rental.
#4: Buying a home gives you stability.
A fixed mortgage payment gives you the stability you need to live your life without surprises. You won’t need to worry about increasing rent prices and you will have the opportunity to save for future house projects that will add value and curb appeal to your home.
Buying a home is a worthwhile decision that offers both personal and financial benefits. If owning a home is part of your dream, we can help you with the process and all the details that go along with it! Whether it’s your first time buying a home, or you have bought and sold one before, we are experienced in helping buyers of all kinds find a home as quickly and stress-free as possible. Contact us today to get started! We look forward to talking to you.
The process of selling a home can be stressful and cause anxiety for many people. While it does involve a lot of moving parts, selling your home doesn’t have to be all consuming. Here are some important tips to reduce stress while selling your home.
Tip #1: Get rid of clutter.
Most homeowners need to get rid of a few things before they move. Before you list your home, declutter as much as possible. This can make your house look cleaner and even bigger, and it will make things easier when you move. The fewer things you have to clean and put away for house showings, the better!
Tip #2: Choose the right agent.
An experienced agent is your advocate throughout the selling process and should be there to help answer questions or clarify things that may be keeping you awake at night. We are experienced Realtors® that have walked hundreds of clients through the selling process. No matter what, we are there to make the selling process as easy and wrinkle-free as possible.
Tip #3: Stay flexible.
Setting expectations is a good thing but be sure to build in a little wiggle room on those expectations, too. For example, don’t get ahead of yourself and hope to sell your house within days of listing it. Putting parameters on the whole process can end up being frustrating in the long run. Stay flexible in order to reduce your stress level.
Tip #4: Keep clean.
Once your house goes on the market, showings can happen quickly. Maybe you’re at work or you’ve headed out to do some errands and you get a call that someone wants to see the house in an hour. If you keep your house clean before you leave, you won’t be as stressed about showings on short notice. Stay on top of the dishes, keep the laundry put away, and make sure the floors and bathrooms are cleaned. Get everyone in the household on board in on this so it isn’t overwhelming!
Ready to sell your home? We will help offer tips on getting your home on the market and will walk you through the process along the way. We are experienced in helping sellers of all kinds sell their homes as stress free as possible. Contact us today to get the process started! We look forward to talking to you.
Buying a home is a dream come true for many people and the longer you live in it, the more opportunity you have to build equity. Equity is the difference between what the home’s market value is versus what you owe on it and with each house payment you make, the more equity you gain. Also as your home’s value starts to increase your equity also grows. If you’re looking for additional ways to improve equity in your home, here are a couple of ideas.
#1: Large down payment.
When you’re ready to buy a home, you can get a head start right at the get-go, by making a large down payment. Putting down 20% or more of the property’s value is a great way to not only add instant equity, but it can also keep your house payment lower and it will also allow you to avoid paying private mortgage insurance each month which doesn’t insure you but rather insures the lender against a possible loss.
#2: Shorter mortgage terms.
It’s very common for homeowners to take out 30-year loans on their home, but if you can swing refinancing your home to a 15-year mortgage, you will be able to pile on the equity and help pay off the loan quicker. Your monthly payments will be higher, but the payoff can be significant when your mortgage is paid off in half of the time. If you can’t swing the refinance to a 15-year mortgage, consider paying a little more on the principal of your loan with your payment each month or make one or two extra payments a year and apply it toward the principal. This can help you pay off the loan sooner and will help bolster equity over time.
#3: Home renovations.
There are some remodeling and home improvement projects that can help increase the value of your home and boost the equity. Replacing windows and doors, adding attic insulation, and completing a kitchen or bathroom remodel can all help with increased property value and greater home equity. There are certain home projects that do not add as much value. If you’re not sure, I’m glad to provide advice on which to-dos reap the most return.
If you’re ready to explore the option of buying or selling a home, contact me. I’ve been helping clients of all kinds for more than two decades. As a Realtor®, I can help you start the process and can provide tips along the way. I am glad to help you with the information you need to start your adventure.
There’s nothing better than a beautiful Pacific Northwest summer. The days are longer, the sun is out, and people are outside enjoying the beautiful scenery that we have near us. Potential home buyers are also out and about looking at homes for sale, which makes it a great time to list and sell your home. Wondering how to get your house ready to sell this summer and what you need to do? Here are some helpful tips that will help sell your house and help it stand out from the competition.
#1: Update, update, update.
How old is your roof? What about your HVAC system, water heater, or your various kitchen appliances? If major household items are old, inefficient, or need repair, a savvy buyer will recognize this. For example, if your roof is more than 20 years old, chances are, it will need a replacement. It’s better to get that updated before the house goes on the market, so you won’t have to worry about it during the inspection and negotiation process.
#2: Get rid of clutter.
Cluttered homes often make the space look and feel smaller to potential buyers. Start going through your home room by room and either boxing up or getting rid of unnecessary items that are cluttering the space. Designate piles for selling at a garage sale or online and a pile for garbage or donation. The bigger and more open you can make your home feel, the better! This allows people to envision their own belongings in the space and helps them see the overall functionality of each room.
#3: Fix, fix, fix.
Are there any leaky faucets, cracks in the walls, broken handles or doorknobs, or any other small areas of damage that need to be fixed? Fix them before the home goes on the market. Anything that doesn’t work perfectly should be repaired to the best of your ability – that goes for both the interior and exterior of the home.
If you’re not sure where to begin, I’m happy to walk through your home and provide some tips on what you should do first. Once you’re ready to sell your house this summer, contact me! I have more than two decades of experience as a Realtor® and can help! I love working with buyers and sellers around Clark County and am glad to help you with the information you need to start your adventure in either buying or selling a home.